A recurring gift keeps declining

When a monthly charge is declined, Yahiv tries again on your retry days and lets you know. A card that can't work (expired, closed) isn't retried — the donor is asked for a new card right away.

Who does this: Office staff5 steps
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  1. 1

    Where you see it

    Home → “Needs attention” shows “Retrying $… from …” and “…'s recurring gift stopped”. The bell has an alert. Giving → Recurring shows “Need a new card”.

    Need a new card.
  2. 2

    Open Card recovery

    Click “Need a new card”. Each declined gift shows where it stands: “Will try again …”, “Needs a new card” or “Stopped”, with the bank's reason and how many tries.

    Card recovery.
  3. 3

    Ask for a new card

    Click “Send update link”, or “copy link” and read it to the donor on the phone. When they put in a new card, the gift moves to it and starts again by itself.

  4. 4

    Or fix it yourself

    Save the new card on the person, then on the recurring gift choose it under “Change” → Card → “Save changes”, and click “Resume”.

    Switch to the new card.
  5. 5

    Charge now (admins)

    Admins can click “Charge next payment now” to try right away instead of waiting.

Tips

  • Retry days are set under Settings → Collecting & reminders → “Retry after (days)” — for example 3, 5, 7.
  • Donors are emailed automatically after a decline (at most weekly).
  • The Card recovery page shows how much you recovered in the last 30 days.

If something isn't working

The gift says “Stopped” after several tries.

All retries failed. Get a new card, switch to it, and click “Resume”.

“Charge next payment now” says “Not due” or shows the bank's error.

Read the error under “Last attempt failed”. It's usually the card — get a new one.

Related guides

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A recurring gift keeps declining · Yahiv help · Yahiv